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Smartphones Are Waterproof, Right? Think Again!


Waterproof phone get damaged

Picking the right smartphone can be an agonizing decision. You look through reviews comparing one model to the next before deciding on the perfect one. Once you have it you spend your time customizing the display, loading pictures, setting your ringtone and downloading apps. You’ve created the perfect accessory and the perfect assistant; your life is officially complete.

But unfortunately, the smartphone fell into the pool!

The next night at a party you take one wrong step and splash, there goes your perfect BlackBerry Bold into the deep end of the pool. You think back to when you bought the smartphone and the salesperson asked if you wanted to purchase the additional insurance.

Should you have taken it? Would this aquatic mishap even be covered?

You may have assumed insurance was just a ploy to get you to pay more. According to a study performed by InMobi, the average person spends 144 minutes a day using their smartphone in one way or another. Isn’t it worth the extra few dollars to protect something you devote 10 percent of your life to?

BlackBerry offers a variety of anti-theft software such as Lookout and BlackBerry Protect, but if the problem is damage and not loss, insurance may not be a bad idea.

Also read: 25 Best Free Android Apps for Android SmartPhone Users

Waterproof phone get damaged

Image via Flickr, by MattHurst 

Most wireless operators offer policies that will cover loss, accidental damage (including that unfortunate plunge into the deep end), theft and mechanical defects not covered by the factory warranty. Policies will typically have a monthly fee, (AT&T charges $6.99 a month and Verizon charges $9.99) and a deductable which usually runs around $199, but varies depending on your device.

Think again, what of third party smartphone insurance companies?

You can also purchase a policy from a third party like Protect Your Bubble. Their monthly fee is right in line with the wireless operators but they offer a much lower deductable which can be an attractive incentive. Protect Your Bubble also covers a variety of phones (unlike many wireless operators that typically only insure their own devices) and you get a discount if you insure multiple devices.

Retailers now offer extended warrantees

As an alternative to insurance, retailers like Best Buy offer extended warrantees. Extended warrantees tend to be cheaper, involving a one-time fee at purchase, but the coverage is limited. They may prolong coverage of mechanical defects and some accidental damage but they won’t help you if your smartphone is lost or stolen.

How smartphones are desperate not to lose their phones

Image via Flickr, by cogdogblog

Fact to backup some smartphone insurance claims

Los Angeles Times reported that 63 percent of smartphone users would be willing to dumpster dive to retrieve a lost phone, 25 percent would be willing to fight a thief and 12 percent would be willing to run into traffic.

So how important is “phone insurance“?

Deciding whether or not to purchase insurance is a personal choice that requires a little bit of fortune telling. If your smartphone takes a long walk off a short pier two weeks after you purchase it, you’ll be glad you had the coverage. However, if you enjoy two happy, incident-free years you may feel like you’ve wasted money each month for no reason. You have to decide which is worse; to have it and not need it or to need it and not have it.

Let’s talk reality, can you insure your smartphone? Have you ever insured one of your smart gadgets before and what was the experience like? Please share your views in the comment section below.

24 comments
  1. Kyron

    February 25, 2013 at 12:17 pm

    I think phone insurance is more than ever necessary when it comes to your smartphone’s security. Spending so much on my smartphone I would not mind dishing out another few bucks on its security. It gave me a sense of relief, I am definitely going to get my smartphone insured. Thanks for sharing the post.
    Kyron recently posted…Lunch Club At The OfficeMy Profile

    Reply
  2. Service masini de spalat

    February 27, 2013 at 2:34 pm

    My 2 cents Nokia phone proved waterproff, my Smartphone didn’t, unfortunately :D

    Reply
  3. Alex M. at Cartridge Save

    March 1, 2013 at 2:29 pm

    Oh dear, so they’re not waterproof? I travel into work every day and see some pretty epic drops and fumbles from time to time, but clearly waterproof isn’t one of the big things. Well I’m not sure about getting my mobile insured, though. There was a news story a while ago covering how people are taking at “Drunk Phones” on their night out – as in taking a cheap phone with them instead of their precious smartphone. A good idea, I thought.

    Reply
  4. Utkarsh Bhatt

    March 2, 2013 at 2:13 pm

    You are right! Even the Sony Xperia Z is not fully waterproof, instead, it is just protected by it’s flaps which might break after some time making the phone susceptible to water damage.

    Reply
  5. limo

    March 5, 2013 at 9:49 am

    The prices of Smartphones are coming down – but the big boys till have massive price tags for the latest models – because of this my iphone – has never been near water! I don’t expect electrical items to be water proof…

    Reply
  6. gaurav rana

    March 5, 2013 at 5:28 pm

    Really important issues you have pointed out. Entrusting article

    Reply
  7. Narendra Kumar

    March 6, 2013 at 5:23 am

    Last Year I bought Samsung Galaxy Note without any Insurance. It will not be good to go for insurance of an Old Smartphone. It is totally hard to say it worth having insurance for smartphone or not, because no one knows fortune.

    Reply
  8. IPSOL

    March 8, 2013 at 7:39 am

    You expressed about “Smartphones Are Waterproof” in much detail. Nice work Name. Thank you.

    Reply
  9. Mylife.com

    March 11, 2013 at 10:00 am

    Thanks for great article about water proof smartphone. My smartphone dropped many times but luckily never in Water. But i think there should waterproof technology for all smartphones to keep safe our important data in our smartphones even in water.

    Reply
  10. DE

    March 13, 2013 at 6:34 am

    Really a great post. Good dude. Thanks for sharing such an useful information. Very interesting one.

    Reply
  11. Fashstylo

    March 13, 2013 at 11:29 am

    Waterproof cell i hear many but I can not see it. I want to buy this. Can you tell me which company is best.

    Reply
  12. Alisha Salih

    March 15, 2013 at 6:00 pm

    Oh its a great news.Even I believed sony Xperia is completey waterproof.I even thought that was a great idea by Sony to create such a phone with good specifications…What about the Galaxy s4??

    Reply
    • Olawale Daniel

      March 20, 2013 at 6:01 am


      Twitter:
      The new and upcoming Samsung Galaxy S4 isn’t waterproof as the information we have here but no one knows, they (Samsung) may decide to go back into the lab to include this. But I must be sincere, it is not possible in S4, maybe S5 coming afterwards. :)

      Thanks for commenting

      ~ Olawale
      Olawale Daniel recently posted…The Legal Side of Data Security and Protection; PCI DSS & ISO27001My Profile

      Reply
  13. Nathan

    March 15, 2013 at 6:42 pm

    Like most insurance, your pissed you have it until you need it, then thank goodness you made that investment.

    Reply
  14. Ricky

    March 22, 2013 at 7:04 am

    The water proof feature that Sony Xperia Z has brought about is quite unique and exciting one. Hope many more smart phones include this feature because data loss sometimes can be fatal. I am disappointed that Samsung galaxy S4 has not detailed anything about their phone being water proof.

    Reply
  15. Julia

    March 29, 2013 at 5:55 am

    I’ve read some just right stuff here. Definitely worth bookmarking for revisiting. I wonder how so much attempt you place to create one of these wonderful informative web site.

    Reply

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