Secure online transactions…is that even realistic in this era?
We are living in modern times where almost everything can be bought via the Internet. You can just simply click on a purchase button, enter the requested information and that’s it. This is one of the easiest ways of shopping but, as well as it is convenient, it’s is also dangerous.
When you purchase something, you’re doing it using your credit or some other type of card, or via paycheck. You must be really careful when it comes to this because you can easily get tricked and leave some information to someone and put yourself in danger. They can literally take everything you have.
But come again, does that mean one cannot have a sweet internet purchasing experience? Or are you telling me there aren’t ways around it? I’m already assuming what’s already going on in the minds of many reading this. And for this purpose, I’d be sharing with you techniques and guidelines you can follow to have a sweet and secure online transactions starting from this moment.
Here are some examples of how to have a secure transaction and not lose a penny using the internet.
How to Enjoy a Secure Online Transactions Without Breaking The Bank
Avoid using public computers
You know where you will be safe and sound, at your own home using your personal computer! There are many reasons why you should prefer using your PC. First of all, people tend to overlook the question which every browser asks, which is “Do you want this browser to save the password for this site?” or “Do you want to stay logged in.” If you neglect those questions, you can put yourself and your personal information exposed. Therefore, anyone that can access that computer can access the information that you just left there.
You should also have in mind that you should do these kinds of transactions while being connected to a password secured Wi-Fi network rather than a public Wi-Fi because many hackers can steal your personal information if he has access to the Wi-Fi on which you’re connected at the moment of the transaction.
Use Appropriate Security Software’s
Well, since there are hackers who can steal you information, there is also a kind of software protection against them. You should also be very careful when you choose which kind of software protection you want. Always have in mind that all of the protection software often has a small glitch which hackers tend to use to their advantage. So if you get protection software, that still doesn’t mean you’re 100% safe. You always have to keep your webmail or web browsers up to date to encounter many dangers such as hacking and virus attacks.
You should consider using Lifelock software because that is one of the most popular and the best identity protection services out there. Or better still, check our article here on other mobile security softwares.
Use SSL Certified Websites
In general, what SSL Certificates does is that it digitally binds a cryptographic key to an organization’s details. When you install it on the browser you use, you then have a more secure connection which goes from a web server to a browser. Another thing you should have in mind is that the website, which doesn’t have an SSL certificate, are not the ones to be trusted. You must be extremely cautious if you’re purchasing anything from a website that doesn’t have an SSL certificate. Therefore, that should be the first thing you check before you make the purchase.
Choose a Trusted Payment Gateway for Secure Online Transactions
If you buy something from someone via the internet, then there must be some kind of service between you and the seller. These are so-called payment gateways, and that’s exactly what their business’s primary focus. They are that “one” in between. Their main job is to get some crucial information from you and guarantee the other side that you are a valid and trustworthy buyer. There are many different payment gateway services, and some of them are PayPal, Skrill, eCommerce, Payoneer, etc.
There are also those websites which are not using any of those payment gateways, and that’s where you need to be careful the most because that’s a perfect place for a hacker to get some critical information about you.
Avoid Sharing Your Personal Account Details
This is where it gets tricky; it’s hard to determine who to trust and who no to trust. You must be sure if you can trust that someone who is asking for some critical information about your account or something else before you give them that information. For example, a hacker can be posing as an employee or a member of a support team, and he’s asking for some of your personal information. That is just one of the reasons why you should be careful when it comes to information sharing.
Like I used to say, in some of our previous publications, about online security, particularly on having a secure online transactions experience without much glitch, we can’t get everything perfected for you! You are the best person to help yourself stay secured almost all the time you are online.
Do everything possible to “stay awake and aware” of what’s going on around you so you can make good decisions when next you find yourself in the similar situations. Purchasing online is fun, and should remains that, as long as you don’t jeopardize what’s most important to you and your loved ones out of care.
Thank you for taking time to read this piece once again, I look forward to meet you guys pretty soonest and if you have comments, you know how we do it! Engage me below. 🙂
I love you all.